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Current Rates

Current Rates

Rates are just one of the places you will feel the credit union difference. At Tampa Bay Federal, competitive rates and personal services are a priority. 

 

deposit Rates

Rewards Checking
Effective Date: Friday, January 20th, 2017
BalanceAPY**
Up to $5,000.00* 1.75%
Balance above $5,000.01 0.15%
* Simply maintain a monthly recurring direct deposit or ACH debit to meet monthly Reward requirements.** APY = Annual Percentage Yield.  Rates subject to change without notice.  Fees may reduce earnings on share accounts. If your account does not meet requirements .02% APY on account balance.

Jump Start Savings
Effective Date: Friday, January 20th, 2017
BalanceAPY**
$0 - $500 0.00%
$501 - $1000 3.50%
$1001+ 0.10%
**Annual Percentage Yield. Rates subject to change without notice. Fees may reduce earnings on share accounts; and early withdrawal penalties may apply on share certificate accounts.Savings deposit of $25 automatically deducted monthly from TBF checking account. Automatic Deposit of $25 each mont. 

Savings Accounts
Effective Date: Friday, January 20th, 2017
Name500+*
Regular Share Savings 0.10%
Single Service Savings  
Special Savings 0.02%
Holiday Club 0.03%
Mortgage Escrow 0.00%
*Annual Percentage Yield. Rates subject to change without notice. Fees may reduce earnings on share accounts; and early withdrawal penalties may apply on share certificate accounts. Automatic deposit of $25 debited monthly from TBF Checking Account.

Certificates
Effective Date: Friday, January 20th, 2017
Term$500-$49,999$50,000-$99,999$100,000+*
Share Certificate fixed rate/step-up
3-5 Months 0.30% 0.30% 0.30%
6-11 Months 0.60% 0.65% 0.70%
12-23 Months 0.80% 0.90% 0.95%
24-35 Months 1.00% 1.06% 1.11%
36-47 Months 1.41% 1.51% 1.61%
48-59 Months 1.56% 1.61% 1.66%
60 Months 1.77% 1.87% 1.97%
7 Month Liquid minimum to open is $10k 0.35% 0.35%
Share Certificate variable rate
18 Month Market Watch** 1.18% 1.18% 1.18%
*Annual Percentage Yield. Rates subject to change without notice. Fees may reduce earnings on share accounts; and early withdrawal penalties may apply on share certificate accounts. 

** The 18 month Market Watch is a variable rate certificate. The rate is adjusted on the first of each month and is calculated by using the 24 month Treasury Bill rate in effect on the 10th day of the previous month plus 1/4th of 1% (25 basis points). At maturity, the certificate automatically renews. .

Consumer Money Market
Effective Date: Friday, January 20th, 2017
Name$2,000.00-$9,999.99$50,000+*
Regular Money Market .05% .15%
Super Money Market   .20%

IRAs
Effective Date: Friday, January 20th, 2017
Term$500-$49,999$50,000-$99,999$100,000+*
Traditional IRA Savings (variable rate) 0.10% 0.15% 0.20%
Roth IRA Savings (variable rate) 0.10% 0.15% 0.20%
Coverdell Educational Savings (variable rate) 0.10% 0.15% 0.20%
3-5 Months 0.30% 0.30% 0.30%
6-11 Months 0.60% 0.65% 0.70%
12-23 Months 0.80% 0.90% 0.95%
24-35 Months 1.00% 1.06% 1.11%
36-47 Months 1.41% 1.51% 1.61%
48-59 Months 1.56% 1.61% 1.66%
60 Months 1.77% 1.87% 1.97%
*Annual Percentage Yield. Rates subject to change without notice. Fees may reduce earnings on share accounts; and early withdrawal penalties may apply on share certificate accounts.

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Toll Free: (800) 380-8880

Local: (813) 247-4414

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