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Tampa Bay Federal CU
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Compare Checking Accounts

Not sure whether to open a Tampa Bay Federal Free Checking or Rewards Checking? Use the chart below to find the checking account that benefits you best!

Rewards Checking

Free Checking

is a high-yield account that refunds
ATM fees.
is a low maintenance account with no minimum balance requirements.
Monthly Reward Requirements
Recurring direct deposit or ACH debit
Yes No
Monthly Rewards
High yield dividends
Yes No
Up to $25 in ATM fee refunds
Yes No
Standard Account Features and Benefits
Minimum combined monthly balance of $1,500 in your checking and savings account;
or $15,000 in combined loan balances OR $5.95 monthly fee.
Yes No
Special rate discounts/premiums offered on new non-real estate loans and new
share certificates
Yes No
Free ATMs and other services
Free Publix-Presto ATM Transactions
Yes No
Access to 27,000 free CO-OP ATMs Nationwide
Yes Yes
Access to 4,500 free CU Shared Branch Locations
Yes Yes
Free Debit Card and Unlimited Debit Transactions
Yes Yes
Free Unlimited Check Writing
Yes Yes
Free Automatic Overdraft Protection from Savings
Yes Yes
Free Online Banking
Yes Yes
Free Online Bill Payment and Unlimited Bill Payments
Yes Yes
Free Account eAlerts
Yes Yes
Free 24 Hour Account Access by Phone
Yes Yes
Free eStatements with Free Online Check Images, and Free eStatement Archiving
Yes Yes



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Toll Free: (800) 380-8880

Local: (813) 247-4414