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Current Rates

Current Rates - Credit Union Loans

credit union loansRates are just one of the places you will feel the credit union difference. With better rates, you can earn more or you can pay less. Either way, that means more money in your pocket. Who wouldn’t want that? Our Credit Union loans are available for all types of vehicles - autos, motorcycles, boats and RV's. We also offer consumer loans, VISA credit cards and business loans.

At Tampa Bay Federal Credit Union, we offer competitive rates and personal service is a priority. Once you do some comparison shopping of rates, it's hard to argue with credit union loans and the differences -- all to the better -- that they afford you. Credit Unions are better, plain and simple and we're tops in Tampa Bay.

Loan Rates

Consumer Vehicle Loans
Effective Date: Thursday, February 23rd, 2017
Max Term***NEW APR** as low asUSED APR** as low as
Auto 84 Months 1.99% 2.99%
Harley Davidson Motorcycles 84 Months 1.99% 1.99%
Motorcycles - All Non-Harley Makes 84 Months 5.99% 5.99%
Boats 120 Months 5.99% 5.99%
RV 120 Months 5.99% 5.99%
All other Recreational Vehicles 60 Months 6.99% 6.99%
*Subject to change without notice.
**APR = Annual Percentage Rate. “As low as” rate includes discounts of .20% for automatic payment and .05% for an active rewards checking.  Rates and terms based on individual credit worthiness and other restrictions may apply.

***Terms shown above are the maximum allowed. Rates quoted above may be for shorter terms. Contact the credit union about specific rates and terms.

Consumer Loans
Effective Date: Thursday, February 23rd, 2017
APR* as low as
Share Secured (Regular or Special Shares) 3.25%
Smart Start 5.00%
Certificate Secured 4.25%
Unsecured Line of Credit 10.25%
Signature Loan 9.25%
Holiday Loan 12.00%
Rates subject to change without notice.
* APR = Annual Percentage Rate. “As low as” rate includes discounts of .20% for automatic payment and .05% for an active rewards checking.  Rates and terms based on individual credit worthiness and other restrictions may apply. Rate discounts do not apply to the Holiday Loan. 

VISA Rates
Effective Date: Thursday, February 23rd, 2017
APR* as low as
VISA Platinum Variable rate based on Prime+5.75, currently 9.25%
VISA Platinum Rewards Variable rate based on Prime+6.75, currently 10.25%
Rates subject to change without notice.
* APR = Annual Percentage Rate. Rates and terms based on individual credit worthiness and other restrictions may apply.

Small Business Loans
Effective Date: Thursday, February 23rd, 2017
APR* as low as
New Autos 4.99%
Used Autos 4.99%
VISA Platinum Variable rate based on Prime Rate with Floor of 6.00%, currently 6.00%
*Annual Percentage Rate. The actual rate you receive depends on your overall creditworthiness. Loan rates are subject to change.

Connect with Us

Toll Free: (800) 380-8880

Local: (813) 247-4414

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