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Current Rates

Current Rates

Rates are just one of the places you will feel the credit union difference. At Tampa Bay Federal, competitive rates and personal services are a priority. 

 

Loan Rates

Consumer Vehicle Loans
Effective Date: Friday, January 20th, 2017
Max Term***NEW APR** as low asUSED APR** as low as
Auto 84 Months 1.99% 2.99%
Harley Davidson Motorcycles 84 Months 1.99% 1.99%
Motorcycles - All Non-Harley Makes 84 Months 5.99% 5.99%
Boats 120 Months 5.99% 5.99%
RV 120 Months 5.99% 5.99%
All other Recreational Vehicles 60 Months 6.99% 6.99%
*Subject to change without notice.
**APR = Annual Percentage Rate. “As low as” rate includes discounts of .20% for automatic payment and .05% for an active rewards checking.  Rates and terms based on individual credit worthiness and other restrictions may apply.

***Terms shown above are the maximum allowed. Rates quoted above may be for shorter terms. Contact the credit union about specific rates and terms.

Consumer Loans
Effective Date: Friday, January 20th, 2017
APR* as low as
Share Secured (Regular or Special Shares) 3.25%
Smart Start 5.00%
Certificate Secured 4.25%
Unsecured Line of Credit 10.25%
Signature Loan 9.25%
Holiday Loan 12.00%
Rates subject to change without notice.
* APR = Annual Percentage Rate. “As low as” rate includes discounts of .20% for automatic payment and .05% for an active rewards checking.  Rates and terms based on individual credit worthiness and other restrictions may apply. Rate discounts do not apply to the Holiday Loan. 

VISA Rates
Effective Date: Friday, January 20th, 2017
APR* as low as
VISA Platinum Variable rate based on Prime+5.75, currently 9.25%
VISA Platinum Rewards Variable rate based on Prime+6.75, currently 10.25%
Rates subject to change without notice.
* APR = Annual Percentage Rate. Rates and terms based on individual credit worthiness and other restrictions may apply.

Small Business Loans
Effective Date: Friday, January 20th, 2017
APR* as low as
New Autos 4.99%
Used Autos 4.99%
VISA Platinum Variable rate based on Prime Rate with Floor of 6.00%, currently 6.00%
*Annual Percentage Rate. The actual rate you receive depends on your overall creditworthiness. Loan rates are subject to change.

Connect with Us

Toll Free: (800) 380-8880

Local: (813) 247-4414

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