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Vehicle Loans

Vehicle Loans

Buying a new or used car is exciting, but usually the process is not. Walk into that dealership knowing that you already have the best deal. Because sometimes the upgrade isn’t leather seats, it may just be a better loan.

Before you decide what  you want, see how much you can afford with our auto loan calculator. With our low rates you might be surprised at what you could drive off that lot.

Are you ready? Apply online or call (813) 247-4414. Or just drop by any of our branches and fill out an application.


Apply for a Vehicle Loan



Car Buying Services

Find the right car, at the right price, at your convenience. Finding a car and getting financed is a breeze with Tampa Bay Federal Credit Union.


As the ultimate credit union marketplace for cars, AutoSMART provides members with access to state-of-the-art research, financing and shopping tools. With a network of over 11,000 participating auto dealers, AutoSMART helps make vehicle shopping easy and convenient. Online and mobile shopping tools guide you through the entire car buying process.

The benefits of AutoSMART include:

  • Secure online access to a virtual lot
  • Thousands of makes and models
  • New and used vehicles available
  • Determine the value of your trade-in
  • Research or Find the vehicle that’s right for you
  • Get price quotes from dealers, before you visit the showroom
  • Other helpful tools and resources

Get SMART about your next vehicle. Unlike other auto buying websites, AutoSMART will connect you with dealers that can help you get the vehicle that fits within your budget. And, we can help you get pre-approved before you visit the dealer, so you have even more negotiating power!

Apply for an Auto Loan

Auto Advisors

A free service for our members, Auto Advisors, eliminates your visit to the showroom, the high pressure sales guy, and the waiting around. Auto Advisors represents you. The Advisor at Tampa Bay Federal works only for credit union members helping you get the vehicle you want at a price you want to pay, plus full value for your trade. And that's not all! Your Advisor will also provide:

  • Assistance with vehicle selection: the right features and the right payment for your budget.
  • The best purchase and lease options and extended warranties.
  • Listings of an extensive dealer network for all makes and models, new or used.
  • Complete explanations of actual dealer costs, current rebates and incentives.
  • Consultation for the entire transaction.
  • Competitive vehicle pricing including top dollar value for trade-in vehicles

Learn more about our Auto Advisor Program in this video.

Apply for an Auto Loan

CU Auto Branch

Our partner CU Auto Branch works closely with Tampa Bay Federal and our members for a no-haggle buying experience. Browse their current vehicle inventory online, visit them at 6809 E. Hillsborough Avenue in Tampa, or call them at (813) 249-2886. Tell them Tampa Bay Federal sent you!

Apply for an Auto Loan




Connect with Us

Toll Free: (800) 380-8880

Local: (813) 247-4414