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Savings Solutions

Looking into your financial future can be as diverse as your individual lifestyle. As life events become more focused, talk with a Tampa Bay Federal representative to assist you in making the savings account decisions that are right for you.

Current Rates

Systematic Savings

Build your savings account automatically. Start a systematic savings plan with choices to meet your individual needs:

  • Automatic transfers set up on a specific day each month
  • Payroll deduction so a little each paycheck is set aside



Primary Savings Account

Special Savings Account

Holiday Club Savings Account

Money Market

Super Money Market

Primary Uses

Start a regular savings plan to prepare for the unexpected.

Keep this money separate, it's for a vacation or other special purpose.

Set aside a little each week to prepare for the holidays.

Take a firmer approach to a savings plan.

A safe & secure place with flexibility.

Opening Deposit


Your choice

Your choice



Additional Features

Establishes membership


Funds transferred to primary savings each October

Higher than savings rate

Higher than savings rate

Any Penalties?



No dividends if withdrawn before September 30


Monthly service fee if balance drops below $50,000


Limited to 6 per month.  Service Fee for each withdrawal after 6.


All savings dividends are compounded daily and paid monthly.

Current Rates

Access Your Money

Get easy access to your savings account funds when you need them with transfers to checking through Online Banking or Touch Tone Teller; ATM withdrawals and transfers with your checking debit card; or you can visit us in person – we’d love to see you.

Your current savings decisions may be to have a single service account relationship with TBF. If the balance in this account falls below a threshold, there are monthly fees associated with the account. Some solutions to consider to avoid the monthly fee are to increase the balance in your savings account and/or to expand your relationship by opening another type of account. Please check Service Fees for more details under Rates & More on the left column.

Complement your Tampa Bay Federal savings account with a high yield checking account.

Get Started

Visit any branch location or call us at 813-247-4414 to open your savings account or set up automatic transfers into savings.



todays rates text2


as high as 

1.90%* APY

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