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Home Loans

home loans

Ready to start the home loan process? This is possibly the most important investment of your life, and we want to make sure you make the right decisions every step of the way.

We can help you with several options:

  • First-Time Home Buyer Program
  • Home Ready Program
  • Fixed Rate First and Second Mortgage
  • Home Equity Loan
  • Home Equity Line of Credit (HELOC)

The next step is to contact us. You’ll be glad you did. Call us at (813) 247-4414.


Home Equity 

Looking to renovate your home or consolidate debt? Tap into your home's value with at home equity loan or a home equity line of credit (HELOC) from Tampa Bay Federal Credit Union. 

Home Equity Loan

This loan allows you to borrow based on the value of your home, minus the amount you still owe on your mortgage. It is a single lump sum loan for a set amount. Great for short-term, fixed expenses, like home renovations, vacations, or debt consolidation. A Home Equity Loan from Tampa Bay Federal offers:

  • low, fixed rates
  • up to 133% LTV
  • 5-20 year repayment plans 


Home Equity Line of Credit (HELOC)

This line of credit is also based on the value of your home, minus the amount you owe on it and allows you to use the equity in your home as needed. Although you qualify for a set line amount you’ll only repay on the amount used. A home equity line of credit is perfect for consolidating recurring loan payments, such as college bills and high interest credit cards. 

  • low, variable interest rates
  • high credit- limit potential 

Connect with Us

Toll Free: (800) 380-8880

Local: (813) 247-4414