Looking to buy a home or use the equity in your home to make updates? Congratulations! Your home is possibly the most important investment of your life, and we want to make sure you make the right decisions every step of the way.
You think you’re ready. Whether buying for the first time or refinancing, we can help you come up with several options. The next step is to contact us, You’ll be glad you did.
Are you ready to start the home loan process or would you like to talk with one of our experts?
- Lee Midkiff: firstname.lastname@example.org | NMLS #: 275670
- Teresa Perry: email@example.com | NMLS #: 476610
We can help you with several options:
- First-Time Home Buyer Program
- Fixed Rate First Mortgage and Refinance
- Second Mortgage & Home Equity Loan
- Home Equity Line of Credit (HELOC)
Due to the significant number of loan applications that we have received, please anticipate up to 14 days before being contacted by one of our loan officers. Once the application is reviewed and submitted for processing, expect up to an additional 60-75 days before a closing can be scheduled.
Thank you for your patience and understanding during these unprecedented times.
View our current mortgage rates:
Home Equity Loan
Looking to renovate your home, pay for college for your daughter or consolidate that high interest rate credit card debt? Tap into your home's value with a home equity loan or a home equity line of credit (HELOC) from Tampa Bay Federal Credit Union. This is a great way to get ahead by leveraging your home's investment value for your future.
Home Equity Loan
This loan allows you to borrow based on the value of your home, minus the amount you still owe on your mortgage. It is a single lump sum loan for a set amount. Great for short-term, fixed expenses, like home renovations, vacations, college education or debt consolidation.
A Home Equity Loan from Tampa Bay Federal Credit Union offers:
- Low, fixed rates.
- Up to 133% LTV.
- 5-20 year repayment plans .
If you'd like to find out more about our home equity loans, give our experts a call today on 813-247-4414.
Home Equity Line of Credit (HELOC)
This line of credit is also an equity loan based on the value of your home, minus the amount you owe on it and allows you to use the equity in your home as needed. Although you qualify for a set line amount you’ll only repay on the amount used. A home equity line of credit is perfect for consolidating recurring loan payments, such as college bills and high interest credit cards. One of the best things about this type of loan is that once you pay it off, it's there for any future use if you need it again. It's a great emergency backup for the family's finances! A Home Equity Line of Credit (HELOC) from Tampa Bay Federal Credit Union offers the following benefits:
- Low, variable interest rates.
- High credit-limit potential.
- Flexible repayment plans.
If you'd like to find out more about our home equity line of credit, give our experts a call today on 813-247-4414.