Fraud Watch: Romance Scams

These scams often begin on dating apps, social media, or messaging platforms, where scammers create fake profiles and build trust over time. They may seem genuine, attentive, and emotionally invested, but their goal is to gain your confidence and eventually ask for money or access to your financial information.

Common Red Flags

Scammers are skilled at creating believable stories, but there are warning signs to watch for. Be cautious if someone you meet online:

1. Quickly asks to move conversations off the original platform
2. Avoids video calls or meeting in person
3. Claims to live or work overseas
4. Asks for money, gift cards, cryptocurrency, or help moving funds
5. Pressures you to keep the relationship or financial requests private

If the relationship feels rushed, secretive, or emotionally intense early on, it’s time to pause and take a closer look.

How Tampa Bay Federal Members Can Protect Themselves

Tampa Bay Federal will never ask for your online banking credentials, one-time passcodes, or full card information. Never send money or financial information to someone you haven’t met in person—no matter how convincing their situation may seem. If someone asks you to move money on their behalf or make urgent payments, stop and verify before taking action.

What to Do If You Suspect a Romance Scam

If you believe you may be involved in a romance scam or have already shared information, contact Tampa Bay Federal immediately. Acting quickly can help protect your account and limit potential losses. We also recommend reporting the profile to the dating app or social platform where the interaction began.

Your financial safety is a priority at Tampa Bay Federal. Staying informed and asking questions can help prevent fraud before it happens. If something doesn’t feel right, trust your instincts—and reach out to us.