Service Fees |
Effective Date: Tuesday, December 10th, 2024 |
| |
Account Changes |
Prime Time (new members-one time) |
$5.00 |
Reopen member account closed in past 180 days |
$25.00 |
Closed Account within 180 days of opening |
$25.00 or balance of account |
Loan Modification |
$15.00 |
Internal Refinance |
$100.00 |
ATM & Debit |
ATM Withdrawal/Inquiry/Denial on Tampa Bay Federal ATMs or CO-OP networks (excluding Presto) |
$.0 |
ATM Withdrawal/Inquiry all other networks |
$2.00 |
ATM Denied all other networks |
$.50 |
ATM Deposit Adjustment/non-negotiable item |
$35.00 |
ATM or MasterMoney Debit Replacement Card (each) |
$10.00 |
ATM /Debit Card Monthly Fee for Share Account Access (if no checking account) |
$5.00 |
Expedite Debit Card |
$40.00 |
Credit Card |
Credit Card Cash Advance by ATM ($2 minimum) |
2% of advance |
Rewards Credit Card Annual Fee (Credit card accounts opened more than 1 year) |
$10.00 |
Credit Card Balance Transfer (each) |
$10.00 |
Credit Card Late Payment |
First occurrence $29.00; Subsequent occurrence within 6 months $35.00 |
Credit Card Phone Payment |
$10.00 |
Credit Card Replacement Fee (each) |
$10.00 |
Credit Card Payment Returned NSF |
First occurrence $29.00; Subsequent occurrence within 6 months $35.00 |
Expedite Credit Card |
$40.00 |
Checking Accounts |
Fresh Start Checking |
$9.95/month |
Rewards Checking |
$5.95/month |
(Waived with $1,500 combined savings and checking balance or $15,000 loan balances) |
|
Documents & Research |
Account/Loan Verification Document |
$15.00 |
Loan Audit (no CU error) |
$25.00 |
Check Photocopy (each) |
$2.00 |
Check Printing Charge |
Varies on style |
Overnight Document Delivery |
$30.00 |
Research Request (per hour charge, $25 minimum) |
$25.00 |
Request for copy of Vehicle Title Fee |
$15.00 |
Duplicate Title |
$100.00 |
Returned Mail (each) |
$5.00 |
Statement Copy (each) |
$3.00 |
Special Handling for same day requests |
$12.00 |
Statement By Mail (regular monthly/quarterly) |
$3.00 |
(Excludes Electronic Statements) |
|
Funds/Wire Transfers |
Incoming Domestic Funds/Wire Transfer (each) |
$10.00 |
Incoming International Funds/Wire Transfer (each) |
$15.00 |
Outgoing Domestic Funds/Wire Transfer (each) |
$25.00 |
Outgoing International Funds/Wire Transfer (each) |
$50.00 |
IRA Transfer Outgoing (waived if transferred to TBF Advisors) |
$20.00 |
Maintenance & Transaction Fees |
(Accounts opened more than 1 year, excludes minors) |
|
Inactive Fee (accounts inactive for 15 months) |
$5.00 per month per suffix |
Bad Address Monthly Fee |
$7.00 |
Abandoned Property |
$50.00 |
Small Business Fees: |
Deposit Adjustment |
$15.00 |
Monthly Service Fee with minimum balance |
$12.00 |
(Waived with monthly balance above $3,000 in Business Checking) |
|
Coin and Currency Requests |
Standing Order |
$3.00 |
Special Order |
$5.00 |
Per Roll |
$.15 |
Per Strap |
$.50 |
Orders not picked up |
$15.00 |
Super Money Market |
Monthly Service Fee with minimum balance |
$25.00 |
(Waived with monthly balance above $50,000) |
|
Overdrafts & Returned Items |
Share Fee (ACH or Check Returned NSF) (each) |
$35.00 |
Share Fee (Paid NSF ACH or Check Transaction) (each) |
$35.00 |
Negative Balance Fee (per day) |
$5.00 |
(Applies on 5th day account negative, maximum 14 days) |
|
Share Fee -Authorized Paid NSF Debit or ATM Transaction (each) |
$35.00 |
(If transaction overdraws balance more than $10.00) |
|
Check Deposit Returned NSF (each) |
$15.00 |
Check Deposit Returned NSF Self to Self (each) |
$35.00 |
Check Reject (poor quality/requires hand clearing) |
$5.00 |
Loan Payment Returned NSF (each) |
$35.00 |
Safe Deposit Box Rental (annual) |
3" x 5" |
$25.00 |
3" x 10" |
$50.00 |
5" x 10" |
$75.00 |
10" x 10" |
$100.00 |
Safe Deposit Replacement Key |
$20.00 |
Safe Deposit Box Drilling |
Cost of drilling (determined by vendor) |
Safe Deposit Late Fee |
25.00 |
Services |
Coin Machine (member) |
6% of coin amount over $100 |
(Non-Member - 10% of coin, minimum $25 Fee) |
|
Fax (each page) |
$3.00 |
Garnish/Levy (each) |
100.00 |
History of Account (each) |
$3.00 |
(Available free with Touch Tone Teller or online banking) |
|
Loan Payment/Deposit with an Associate |
$9.99 |
ACH Online transfer to another financial institution |
$3.00 |
Reoccuring Outgoing ACH (each) |
$5.00 |
Money Orders (in the amount of $1,000 or less) |
$3.00 |
Notary Service (non-member - per signature) |
$10.00 |
Official Check (each) |
$5.00 |
Official Check Copy (each) |
$12.00 |
Signature Guarantee (member - per signature) |
$15.00 |
Skip A Payment (each) |
$35.00 |
Temporary Checks |
5 for $3.00 |
ACH Credit/Debit Request |
$10.00 |
Shared Branching Fees |
Official Check |
$5.00 |
Money Order |
$3.00 |
Single Service Accounts |
Check Cashing/Withdrawals in person (2 Free) |
$3.00 |
(For single service accounts with balance under $200) |
|
Single Service Membership (one time charge) |
$25.00 |
(Waived for Minor Accounts) |
|
Single Service Account Monthly Fee |
$6.95 |
(When balance less than $200) |
|
Stop Payments |
$35.00 |
Removal of Stop Payment |
$5.00 |
Withdrawals/Check Cashing |
"On-Us" Check Cashing (for non-members) |
$5.00 |
Regulation D Transaction |
$6.00 |
(After 6 Savings and/or Money Market Overdrafts, Online Banking Transfers, and/or ACH transactions, per suffix) |
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