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consume loan rates

  Effective November 1, 2013

 

Apply now through Online Banking or by calling (813) 247-4414, ext. 7605.

Applications are also accepted at all branch locations.

 

  APR* as low as
Share Secured (Regular or Special Shares)1 2.00%
Smart Start

8.00%

Up to $5,000 for 24 Months

Certificate Secured 2.25% up to 60 Months2
Unsecured Line of Credit

8.99% APR3

Signature Loan

8.24% APR3

Signature Select Loan

4.49%4

Holiday Loan - Available Until 1/31/14

3.99%5
VISA Platinum Variable rate based on Prime+5.75%, currently 9.00%
VISA Platinum Rewards Variable rate based on Prime+6.75%, currently 10.00%

*Annual Percentage Rate. The actual rate you receive depends on your overall creditworthiness.  Loan rates are subject to change.

1 12-Month Balloon Note. Minimum monthly payment 1.00 to 1.50% of loan depending on loan amount.  Rate shown is the margin added to the actual interest rate on share account. Automatic payment discount not applicable.

2 Term cannot exceed maturity date of pledged certificate. Minimum monthly payment 1.00 to 1.50% of loan depending on loan amount. Rate shown is the margin added to the actual interest rate on certificate. Automatic payment discount not applicable.

3 Rate includes automatic payment discount. If cash payment, increase rate by 0.25. The actual rate you receive depends on your overall creditworthiness.  Loan rates are subject to change.

4 APR based on creditworthiness and automatic payment. Rate valid on terms up to 36 months for Loan amounts from $1,000.00 up to $5,000.00.

5 APR based on automatic payment. Rate valid on terms up to 12 months for loan amounts from $500 to $3,000.  Loan Example: A  loan for $1,000 at 3.99% would require 12 monthly payments of $85.15. Restrictions may apply. Limited time offer, promotion may be discontinued without notice..

 

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