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ATM Locations

Tampa Bay Federal members have access to over 800,000 ATMs worldwide through our network memberships with CO-OP; ACCEL/Exchange; and MasterCard/Cirrus.  

The CO-OP Network is the largest credit union–only ATM network in the country. Our CO-OP membership provides you surcharge-FREE access at 28,000 ATMs, which includes over 9,000 deposit-taking ATMs.  Surcharge FREE locations include ATMS at 7-Eleven’s, and Walgreen’s. With our Reward Checking account, you receive free ATM transactions at Publix ATMs too. CO-OP even has ATM’s in other countries such as Spain and Italy. 



You can also locate a CO-OP surcharge-free ATM via text message. Simply determine your location or area, then text the address, intersection or zip code to 692667 (MYCOOP) * You’ll receive a very prompt text response with the location of the CO-OP ATM nearest the location you requested. Please remember, do not text and drive!

*CO-OP Network ATMs, 692667 (MYCOOP) is a surcharge-free service. But check with your mobile phone provider as standard text messaging rates apply. And don’t worry, you’ll never receive any unsolicited messages by using 692667 (MYCOOP).



Take the CO-OP ATM Network with you when you drive! Download the database of more than 28,000 surcharge-free ATMs directly to your Garmin®, Tom Tom® or other GPS device here. *You’ll never be lost looking for your CO-OP ATM again. Click here to download, then select your GPS device type.

*Note: By following the link to download to your GPS, you will be leaving the CO-OP Network Web site

 Find a CO-OP ATM
Tampa Bay Federal may assess a surcharge fee for transactions performed on other ATMs.   International Service Assessment (ISA) fees maybe charged when using your MasterMoney  Debit Card or Visa credit card outside the U.S.

Tampa Bay Federal On-Site Locations.   All ATMs owned by Tampa Bay Federal are FREE too!

North Tampa Service Center  14990 N. Florida Avenue - Tampa, FL 33613

  • Drive-up ATM, accepts deposits
  • Walk-up ATM, accepts deposits

Town N' Country Service Center  7250 Sheldon Road - Tampa, FL 33615

  • Drive-up ATM
  • Walk-up ATM, accepts deposits

Ybor Heights Service Center  3815 N. Nebraska Avenue - Tampa, FL 33603

  • Walk-up ATM in lobby and exterior, accepts deposits
  • Drive up ATM

Riverview Service Center  10845 Boyette Road - Riverview, FL 33569

  • Walk-up ATM, accepts deposits
  • Drive-up ATM, accepts deposits

Brandon CU Shared Service Center  710 Oakfield Drive - Brandon, FL 33511

  • Walk-up ATM, accepts deposits

Other Tampa Bay Federal ATM locations

  • Convention Center  333 S. Franklin Street - downtown Tampa, FL 33602
  • City Hall  1 City Hall Plaza - Tampa, FL 33602
  • HART Marion Transit Center 1211 N. Marion Street - Tampa, FL 33602
  • Tampa Police Department 411 N. Franklin Street- Tampa, FL 33602

todays rates text2


as low as

3.25%* APR


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