Notice of Change in Terms

Service Fees & Universal Account Agreement

Effective January 1, 2025

Fee changes:      

As your member-owned financial cooperative, Tampa Bay Federal strives to be good stewards of your collective resources. After careful review, we have made adjustments to some service and transaction fees. 

• Special handling for same day requests (Documents & Research): $15.00
• Abandoned Property: $60.00
• Bad Address (monthly): $10.00
• Small Business - Monthly Service Fee with minimum balance (waived with monthly balance above $5k): $15.00
• Money Orders ($1k or less) : $4.00
• Temporary Checks: 5 for $5.00
• Carfax Report Copy: $25.00
• Excessive Transfers (6+ Savings and/or Money Market Transactions, each suffix): $6.00

Universal Account Agreement:

Please take notice that the terms and conditions of the “Universal Account Agreement” governing your account(s) has changed.  Please contact the Credit Union should you have any questions or want a complete copy of the revised agreement.  Continued use of your account confirms your agreement to the changes. To view the updated Universal Account Agreement effective January 1, 2025, Click Here.