Protecting Our Members from Fraud
Fraud continues to evolve as scammers use increasingly sophisticated tactics to target consumers through phone calls, text messages, emails, and online payment platforms. Tampa Bay Federal is committed to helping members stay informed and protected by providing education on common scams and how to recognize warning signs.
Understanding how fraud works is one of the most effective ways to prevent it. This page provides resources to help you identify suspicious activity, safeguard your personal information, and know what steps to take if you believe you’ve been targeted.
Common Warning Signs of Fraud
You may be dealing with a scam if someone:
- Urges you to act immediately
- Requests your online banking password or verification codes
- Asks you to send money using gift cards or payment apps
- Claims to represent your financial institution and asks for personal information
- Tells you to keep the request confidential
Tampa Bay Federal will never ask for your online banking password, PIN, or one-time verification codes.
Fraud Watch: Person-to-Person Payment Apps
Person-to-person payment services like Venmo® and Cash App® make it easy to send money quickly to friends and family. While these services are convenient, scammers often try to take advantage of their speed and simplicity.
Continue Reading "Fraud Watch: Person-to-Person Payment Apps"
RISK Alert: Spoofing Texts/Calls
Please be mindful of fraud attempts through calls and text. As a reminder, Credit Union employees will never ask for your debit card pin number, CVV code, or expiration date. There are scams where people will pose as CU employees asking for sensitive account information.
Fraud Watch: Romance Scams