| Service Fees |
| Effective Date: Wednesday, May 8th, 2024 |
| | |
| Account Changes |
| Prime Time (new members-one time) |
$5.00 |
| Reopen member account closed in past 180 days |
$25.00 |
| Closed Account within 180 days of opening |
$25.00 or balance of account |
| Loan Modification |
$15.00 |
| Internal Refinance |
$100.00 |
| ATM & Debit |
| ATM Withdrawal/Inquiry/Denial on Tampa Bay Federal ATMs or CO-OP networks (excluding Presto) |
$.0 |
| ATM Withdrawal/Inquiry all other networks |
$2.00 |
| ATM Denied all other networks |
$.50 |
| ATM Deposit Adjustment/non-negotiable item |
$35.00 |
| ATM or MasterMoney Debit Replacement Card (each) |
$10.00 |
| ATM /Debit Card Monthly Fee for Share Account Access (if no checking account) |
$5.00 |
| Expedite Debit Card |
$40.00 |
| Credit Card |
| Credit Card Cash Advance by ATM ($2 minimum) |
2% of advance |
| Rewards Credit Card Annual Fee (Credit card accounts opened more than 1 year) |
$10.00 |
| Credit Card Balance Transfer (each) |
$10.00 |
| Credit Card Late Payment |
First occurrence $29.00; Subsequent occurrence within 6 months $35.00 |
| Credit Card Phone Payment |
$10.00 |
| Credit Card Replacement Fee (each) |
$10.00 |
| Credit Card Payment Returned NSF |
First occurrence $29.00; Subsequent occurrence within 6 months $35.00 |
| Expedite Credit Card |
$40.00 |
| Checking Accounts |
| Fresh Start Checking |
$9.95/month |
| Rewards Checking |
$5.95/month |
| (Waived with $1,500 combined savings and checking balance or $15,000 loan balances) |
|
| Documents & Research |
| Account/Loan Verification Document |
$15.00 |
| Loan Audit (no CU error) |
$25.00 |
| Check Photocopy (each) |
$2.00 |
| Check Printing Charge |
Varies on style |
| Overnight Document Delivery |
$30.00 |
| Research Request (per hour charge, $25 minimum) |
$25.00 |
| Request for copy of Vehicle Title Fee |
$15.00 |
| Duplicate Title |
$100.00 |
| Returned Mail (each) |
$5.00 |
| Statement Copy (each) |
$3.00 |
| Special Handling for same day requests |
$12.00 |
| Statement By Mail (regular monthly/quarterly) |
$3.00 |
| (Excludes Electronic Statements) |
|
| Funds/Wire Transfers |
| Incoming Domestic Funds/Wire Transfer (each) |
$10.00 |
| Incoming International Funds/Wire Transfer (each) |
$15.00 |
| Outgoing Domestic Funds/Wire Transfer (each) |
$25.00 |
| Outgoing International Funds/Wire Transfer (each) |
$50.00 |
| IRA Transfer Outgoing (waived if transferred to TBF Advisors) |
$20.00 |
| Maintenance & Transaction Fees |
| (Accounts opened more than 1 year, excludes minors) |
|
| Inactive Fee (accounts inactive for 15 months) |
$5.00 per month per suffix |
| Bad Address Monthly Fee |
$7.00 |
| Abandoned Property |
$50.00 |
| Small Business Fees: |
| Deposit Adjustment |
$15.00 |
| Monthly Service Fee with minimum balance |
$11.00 |
| (Waived with monthly balance above above $3,000 in Business Checking) |
|
| Coin and Currency Requests |
| Standing Order |
$3.00 |
| Special Order |
$5.00 |
| Per Roll |
$.15 |
| Per Strap |
$.50 |
| Orders not picked up |
$15.00 |
| Super Money Market |
| Monthly Service Fee with minimum balance |
$25.00 |
| (Waived with monthly balance above $50,000) |
|
| Overdrafts & Returned Items |
| Share Fee (ACH or Check Returned NSF) (each) |
$35.00 |
| Share Fee (Paid NSF ACH or Check Transaction) (each) |
$35.00 |
| Negative Balance Fee (per day) |
$5.00 |
| (Applies on 5th day account negative, maximum 14 days) |
|
| Share Fee -Authorized Paid NSF Debit or ATM Transaction (each) |
$35.00 |
| (If transaction overdraws balance more than $10.00) |
|
| Check Deposit Returned NSF (each) |
$15.00 |
| Check Deposit Returned NSF Self to Self (each) |
$35.00 |
| Check Reject (poor quality/requires hand clearing) |
$5.00 |
| Loan Payment Returned NSF (each) |
$35.00 |
| Safe Deposit Box Rental (annual) |
| 3" x 5" |
$25.00 |
| 3" x 10" |
$50.00 |
| 5" x 10" |
$75.00 |
| 10" x 10" |
$100.00 |
| Safe Deposit Replacement Key |
$20.00 |
| Safe Deposit Box Drilling |
Cost of drilling (determined by vendor) |
| Safe Deposit Late Fee |
25.00 |
| Services |
| Coin Machine (member) |
6% of coin amount over $100 |
| (Non-Member - 10% of coin, minimum $25 Fee) |
|
| Fax (each page) |
$3.00 |
| Garnish/Levy (each) |
100.00 |
| History of Account (each) |
$3.00 |
| (Available free with Touch Tone Teller or online banking) |
|
| Loan Payment/Deposit using MasterCard or Visa |
3.5% of the advance |
| amount per transaction or $10 (whichever is greater) |
|
| ACH Online transfer to another financial institution |
$3.00 |
| Reoccuring Outgoing ACH (each) |
$5.00 |
| Money Orders (in the amount of $1,000 or less) |
$3.00 |
| Notary Service (non-member - per signature) |
$10.00 |
| Official Check (each) |
$5.00 |
| Official Check Copy (each) |
$12.00 |
| Signature Guarantee (member - per signature) |
$15.00 |
| Skip A Payment (each) |
$35.00 |
| Temporary Checks |
5 for $3.00 |
| ACH Credit/Debit Request |
$10.00 |
| Shared Branching Fees |
| Official Check |
$5.00 |
| Money Order |
$3.00 |
| Single Service Accounts |
| Check Cashing/Withdrawals in person (2 Free) |
$3.00 |
| (For single service accounts with balance under $200) |
|
| Single Service Membership (one time charge) |
$25.00 |
| (Waived for Minor Accounts) |
|
| Single Service Account Monthly Fee |
$6.95 |
| (When balance less than $200) |
|
| Stop Payments |
$35.00 |
| Removal of Stop Payment |
$5.00 |
| Withdrawals/Check Cashing |
| "On-Us" Check Cashing (for non-members) |
$5.00 |
| Regulation D Transaction |
$6.00 |
| (After 6 Savings and/or Money Market Overdrafts, Online Banking Transfers, and/or ACH transactions, per suffix) |
|
