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Skip-A-Payment

Yes, you heard it right. We actually care. Need new tires to stay on the road? Water heater went kaput, or your future hall of famer kicked a 48-yarder… into the neighbor’s window? The unexpected happens, we understand. Just let us know and for a service fee you can skip your monthly payment.

Loans eligible for Skip-A-Payment:

  • All Vehicle Type Loans
  • Personal Term Signature Loans
  • Share and Certificate Secured Loans
  • Smart Start Loans

Qualifications that must be met in order to use Skip-A-Payment:

  • All share and loan accounts must be in good standing
  • Must have made 6 consecutive payments on time for the respective loan
  • Maximum of one (1) Skip-A-Payment per loan for 12-month period

Borrower must complete the Skip-A-Payment Authorization form by the 25th of the month prior to the month they want to skip. A $30 service fee will be assessed for each Skip-A-Payment request and will be withdrawn from your account when payment is approved.

To apply for Skip-A-Pay on your loan, complete the Skip-A-Payment Authorization Form.

Apply now for skip a payment

Loans NOT eligible for Skip-A-Payment:

  • First and Second Mortgage Loans
  • Home Equity Loans
  • Personal Lines of Credit
  • Credit Cards 
  • Any loan with an active CPI (Collateral Protection Insurance) policy added on loan

 

 

 

 

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Toll Free: (800) 380-8880

Local: (813) 247-4414

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