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Tampa Bay Federal CU
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About Tampa Bay Federal

About Tampa Bay Federal

Tampa Bay Federal is a not-for-profit financial cooperative, owned and operated by its members - not stockholders. This is one of many things that differentiate a credit union from banks and other financial institutions. The money saved by our members is lent to other members.

After operating expenses and reserve requirements are met, income from loans and other revenue is returned to all members in the form of great rates, lower fees, and a comprehensive selection of financial services. Tampa Bay Federal is proud to live the credit union philosophy of "people helping people" for its members and the community.




Thank you for considering TBF for your financial needs! We have been serving members changing financial needs for over 80 years in the Tampa Bay area. We're owned and operated by our members, so our earnings are returned to you in the form of higher savings dividends, lower loan rates, lower service fees, and more convenient services.

Since Tampa Bay Federal is a credit union, new members need to qualify to join, but don't worry! Qualifying is easy!  We have three ways you can join:

  1. You join Prime Time Club for a low one-time, non-refundable fee of $5. 
  2. You're an employee of a company who is affiliated with us. These companies are called Select Employee Groups or SEGs. If your company is not listed, ask your HR or Benefits Department to become a SEG of Tampa Bay Federal. That way all of your coworkers can join, too!
  3. You have an immediate family member who is a Tampa Bay Federal member already. We just need your family member's name and you're in!

If you have any questions about eligibility, please call us at (813) 247-4414. We look forward to serving your changing financial needs...with pleasure!


Open a TBF Credit Union Account    Open a Minor Account

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To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

Connect with Us

Toll Free: (800) 380-8880

Local: (813) 247-4414


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