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checking rates

APY* effective  January 1, 2013


Reward Checking

For accounts meeting Reward requirements*


·  2.00% APY** paid on balances up to $5,000.00

 · .15% APY** paid on the portion of the balance above $5,000.01


 ·  .02%APY** on account balance


* Simply maintain a monthly recurring direct deposit or ACH debit to meet monthly Reward requirements.

** APY = Annual Percentage Yield.  Rates subject to change without notice.  Fees may reduce earnings on share accounts.



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