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Checking Account Details

Smart Start Checking

Now is the time to start preparing for your future!

Customized for Tampa Bay Federal members 15-22 years old who are ready to move their spare change from the piggy bank over to an account that offers real benefits!

Deposit only $50 and start receiving these Smart Start Benefits!

  • FREE Online Banking
  • NO CHARGE for Bill Pay when at least 3 bills are paid per month (otherwise $5.95)
  • FREE E-Statements
  • NO Monthly Service Charge on the account until the 22nd birthday
  • NO Minimum Balance
  • Mastercard Debit Card
  • One Skip-A-Fee
  • Payroll Deduction or Direct Deposit
  • Unlimited Check Writing
  • 24 Hour Account Access Through Touch Tone Teller

Open Your Account

Visit any branch location or call us at 813-247-4414 to open your checking account today!

Want to Switch Your Checking Account?

Use our handy forms to move your checking account over to Tampa Bay Federal. Either print them and fill them out by hand or save the PDF Forms to your computer, type your information into them, then print them. Either way, once they're ready, just deliver them to us by mail, fax, or in person and we'll take care of the rest. To open either account, there is no initial checking deposit required if set-up with direct deposit, otherwise a minimum deposit of $50.


Checking Switch Kit Forms:

Make the Switch Checklist

Transition Checklist

Direct Deposit Authorization

Account Closing Notification




Additional Information


Becoming Credit Worthy


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as high as 

2.00% APY

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