Step Up Your Savings
Tampa Bay Federal Credit Union’s share certificate rates are the best they’ve been in a long time, so now is the time to earn more on your savings! We are here to help you earn more interest on your money. But these amazing rates won't be available for long, so take advantage now!
- 12-23 month certificates: 1.26% APY*
- 24-35 month certificates: 1.61% APY*
Not sure if now is the time to lock in your savings with share certificates? With our Step-Up Feature**, now is the time! When you open a share certificate with Tampa bay Federal, you have the option to take advantage of a higher rate during the term of your certificate. So, if the rates go up, so can the rate of your share certificate.
We invite you to visit one of our branch locations for advice on which option is best for you, or call us at (813) 247-4414. Our member solutions representatives are available to speak with you about your options.
*Annual Percentage Yield. Rates subject to change without notice. Fees may reduce earnings on share accounts; and early withdrawal penalties may apply on share certificate accounts.
**The "step up" feature allows a one time option of locking in a higher rate after the certificate funds have remained on deposit for a certain period of time. For a 12 month certificate, the certificate must be open for 3 months. For certificates over 12 months, the certificate must be open for 6 months. (The higher rate would match the rate being offered on a new Tampa Bay Federal CU certificate with the same terms.)