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recovering from Hurricane Irma

To help our members who were impacted by property and vehicle damages, lost wages, and unplanned travel expenses, we want to help start the process of recovery. Tampa Bay Federal is offering the following assistance:


Emergency Relief Loan

We are offering this reduced rate loan to our members for a limited time to help with any unexpected expenses resulting from the storm.

  • Borrow $3,000 for 36 months
  • Monthly payments of $97*
  • 45 days until your first payment.

Apply Now



If your loan payment is due before October 15th, 2017 and you would like to skip-a-payment, we are waiving the $30 service fee and offering this service at no charge.

Skipped a payment already this year? No worries, we have you covered. We are also waiving the one-time per year skip-a-payment restriction to help.**

Loans eligible for Skip-A-Payment:

  • All Auto Loans
  • Personal Term Signature Loans
  • Share and Certificate Secured Loans
  • Smart Start Loans

Credit Card Skip-A-Payments - To skip a credit card payment, please call Credit Card Services at (800) 654-7728

Skip-A-Payment is not available for Mortgage Loans.


Auto Loan Refinance

Refinancing your car or SUV with Tampa Bay Federal Credit Union from another financial institution may be the solution you are looking for.

  • Take advantage of No Payment for 90 days1
  • Up to $600 cash back2
  • If you have equity in your vehicle, you may be able to pull some additional cash out

Apply Now Auto Loan Refinance


Unsecured Home Improvement Loan

Obtain funding to make the updates you need, without using your home as collateral. This personal loan is ideal if you have a healthy credit score, and would like money quickly to make repairs or improvements.

  • Amounts up to $25k
  • Loan terms up to 15 years
  • Faster funding than traditional Home Equity Loan


If there is anything we can do to help, please let us know.

  • Apply online 24/7
  • Contact a Member Service Representative at (813) 247-4414
  • or Visit a Member Service Center

*Loan payment calculation based on loan amount of $3,000.00 with an APR (Annual Percentage Rate) of 9.99% for 36 months. Emergency Relief loan is offered for a limited time and may be discontinued without notice. Approval based on creditworthiness. Available only to members who joined before September 8, 2017.
**To waive the $30 Service fee for Skip-A-Payment, borrower must complete the Skip-A-Payment Authorization by October 15th, 2017. Member must meet all other eligibility requirements for Skip-A-Service as outlined in the Skip-A-Payment Authorization form. This is a limited time offer and may be cancelled at any time without notice.
1All loans are subject to Tampa Bay Federal lending policies. Cash back incentive of $600.00 for a vehicle loan $30,000.00 or more; $400.00 for $20,000.00 or more; and $200.00 for $10,000.00 to be paid to a Tampa Bay Federal account during loan closing. Restrictions Apply. Offer, rate, and terms are subject to change without notice. Not valid to refinance existing Tampa Bay Federal vehicle loans. Limited time offer.
2No payment for 90 days subject to credit approval. Restriction may apply. Must have at least six months of satisfactory auto loan payment history to qualify. Interest will continue to accrue over the 90 days.


Connect with Us

Toll Free: (800) 380-8880

Local: (813) 247-4414