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Small Business Rates

APY* effective January 1, 2013

	$0- $9,999.99	$10,000- $49,999.99	$50,000- $99,999.99	$100,000 and more
Savings Accounts	0.00%	0.03%	0.03%	0.03%
Special Savings Accounts	0.00%	0.03%	0.03%	0.03%
Checking Accounts	0.00%	0.05%	0.05%	0.10%
Money Market Accounts	0.00%	0.10%	0.15%	0.15%

*Annual Percentage Yield. Rates subject to change without notice. Fees may reduce earnings on share accounts; and early withdrawal penalties may apply on share certificate accounts.