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Consumer Vehicle Loan Rates
Effective February 1, 2012
New! Green Car Discount!*
Finance your green car with us and we'll knock an additional .25% off your rate!*
Member Loyalty Rate Guarantee**
For our most loyal and creditworthy members, with an active checking account and one other open/active credit union product, whose FICO score is 760 or greater, we promise to meet or beat any financing from any local financial institution or automobile dealer. If we are unable to meet or beat the offer, we will pay $50.00 to the qualifying member. Certain restrictions apply.
Rates
|
Term |
NEW APR*** as low as |
USED APR*** as low as |
||||
|
Auto 1
|
36 Months |
2.49% |
3.49% |
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|
48 Months |
2.74% |
3.74% |
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| 60 Months |
2.99% |
3.99% |
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|
72 Months |
3.24% |
|
||||
|
84 Months |
3.49% |
|
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|
Motorcycles, Campers, Boats, RVs, Jet Skis, ATVs 2
|
36 Months |
6.50% |
|
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|
48 Months |
6.75% |
|
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|
60 Months |
6.75% |
|
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|
72 Months |
7.00% |
|
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|
84 Months |
7.50% |
|
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1 New purchases and refinances from other institutions
2 Boats & RVs also available up to 120 Months; Motorcycles are available only up to 72 Months. ATVs and Jet Skis are new titled dealer purchase only, maximum term 60 Months.
*Green cars are vehicles with a combined EPA rating of 28 MPG or greater. Visit FuelEconomy.govDISCLAIMER: You are now leaving TampaBayFederal.com. To assist you in accessing information not maintained by Tampa Bay Federal, we link to sites we feel may provide useful information for you, but have no control over the content or privacy of these external sites. User browsing and interaction on any other websites, including websites which have a link to our Website, is subject to that website's own rules and policies. for lists of qualified vehicles. MPG will be verified using this web site. Cars must be no older than five model years. Borrowers must qualify for a traditional TBFCU auto loan to receive the discount. Rates will vary depending upon credit and term of loan. Cars can be purchased at any dealership.
**Active checking with Direct Deposit or minimum of 12 debit or draft transactions. Other product does not include primary or special savings account. Must be pre-approved for an auto loan with Tampa Bay Federal Credit Union. The Member Loyalty reward is good for new and used auto loans we offer at time of approval. Promotional discount financing from automobile manufacturers (e.g. GM, Toyota, Honda, Chrysler Credit, etc.) is excluded. This Guarantee is based on interest rates from local competitors with similar conditions, terms, and downpayments.
***Annual Percentage Rate. All rates are quoted with automatic payment discount. If cash payment, increase rate by .25%. Actual rate will depend on creditworthiness. Rates subject to change.


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