Consumer Loan Rates

Effective February 1, 2012

Apply now via Online Banking or by calling (813) 247-4414, ext. 7617. Applications are also accepted at all branch locations.

	APR* as low as
Share Secured (Regular or Special Shares)¹	2.00%
Smart Start	8.00% Up to $5,000 for 24 Months
Certificate Secured	2.25% up to 60 Months²
Unsecured Line of Credit	9.50%³
Unsecured Term Loan	9.00%³
VISA Platinum	Variable rate based on Prime+5.75%, currently 9.00%
VISA Platinum Rewards	Variable rate based on Prime+6.75%, currently 10.00%

*Annual Percentage Rate. The actual rate you receive depends on you overall creditworthiness. Loan rates are subject to change.

¹ 12-Month Balloon Note. Minimum monthly payment 0.50% of loan amount.

² Term cannot exceed maturity date of pledged certificate.

³ Rate includes automatic payment discount. If cash payment, increase rate by 0.25%.

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