Checking Accounts

Keep looking ahead, dreaming of the future.

While checking accounts can be an important part of financial planning, once you choose the right Tampa Bay Federal free checking, you can fully begin to focus on making your dreams come true.

Premium Checking                    

Free Access Checking                         

Smart Start Checking

	Premium Checking [-]	Free Access Checking [-]	Smart Start Checking [-]
I'm looking for a checking account that...	Provides a great rate; rewards my preference to take care of finances automatically.	Hassle free is for me; I don't want to have to think about anything.	Starting college soon, so I need an account that will cut me some slack.
No monthly minimum balance
No monthly service fee
Free eStatements
Free Online Banking
Dividends
Free Bill Pay (with minimum of 3*)
Free eAlerts with Online Banking
Free ATM at COOP**
Free ATM Nationwide***
Free Debit Card
Free Touch Tone Teller
Free Direct Deposit
Free Overdraft Protection from Savings
Unlimited Check Writing
Minimum Opening Deposit	$50	$50	$50
Monthly Fee	FREE	FREE	FREE
*$5.95 service fee if less than 3 bills each month
**$1.50 at other than COOP ATMs
***Refund up to $25/month in ATM fees

All checking accounts require an open savings account with a minimum $5.00 balance.

Free Overdraft Protection Plan

All members are eligible for our free overdraft protection plan. When you open your checking account we link your primary savings account to your checking account to automatically cover overdrafts when funds are available.

Courtesy Pay

Courtesy Pay is a fee-based overdraft protection service that allows us, at our discretion, to overdraft your account and pay items or transactions generally up to a maximum of $500 that may normally be returned or denied. You must opt in to this service. Get more details here.

Open Your Account

Visit any branch location or call us at 813-247-4414 to open your checking account today!

Want to Switch Your Checking Account?

Use our handy forms to move your checking account over to Tampa Bay Federal. Either print them and fill them out by hand or save the PDF Forms to your computer, type your information into them, then print them. Either way, once they're ready, just deliver them to us by mail, fax, or in person and we'll take care of the rest.

Checking Switch Kit Forms:

Make the Switch Checklist

Transition Checklist

Direct Deposit Authorization

Account Closing Notification