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First Time Homebuyer Program

We are pleased to introduce our new First Time Homebuyer Program. This new program is designed for first-time homebuyers and for those who have not owned a home in the last three years and features the Genworth Home Owners Program. Get more information here.

Fixed Rate Loans

• For purchases or refinances
• Choose from 10, 15, 20, or 30 year terms
• 5% minimum downpayment
• 95% Loan to Value (LTV), subject to PMI approval

FHA Loans

• Purchases
• 15 or 30 year terms
• Just 3.5% minimum downpayment
• 97.5% Loan to Value (LTV)
• Get more info

15/30 Balloon Loans

• Purchases or refinances
• Designed for buyers who will be in the home at least 7 years
• 15 year term
• 10% minimum downpayment
• 90% Loan to Value (LTV)

7/30 Balloon Loans

• Purchases or refinances
• Designed for buyers who will be in the home 5 years
• 7 year term
• 10% minimum downpayment
• 90% Loan to Value (LTV)

Contact our Mortgage Specialists Jay Kim at 813-541-4002 or Brandon Dalton at 813-545-6697 or apply online today!

Additional Information

Videos:

Mortgage Pre qualification & Pre Approval     Buying a Home

Articles:

           Devise a Down Payment Plan           

Calculator:

Mortgage Calculator