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Mortgage Refinancing & Home Equity Loans
Whether you want to refinance your home loan to lower your monthly mortgage payment, switch to a fixed rate or want to get cash out to finance a big purchase or project, we have the home loan refinancing information you need.
If you are ready to explore the possibility of using the equity in your home, Tampa Bay Federal has solutions. It doesn't matter if your home is in Temple Terrace, Cheval or Egypt Lake, we have the home equity line of credit (HELOC) or 2nd mortgage loan for you! Sit back, relax and let us guide you through the Home Equity and/or Second Mortgage process!
Call us at 813.247.4414 ext. 7601 OR apply online today!
| HELOC (Home Equity Line of Credit) [-] | Second Mortgage [-] | |
| What are your plans like? | Good question. Hmmmm, at least 7 years. | This is my interim home, probably 5 years. |
| Term of loan | 15 with 10 years to access | 8, 10 or 15 year terms |
| Payments | 1% of outstanding balance | Fixed, monthly |
| Home equity interest rate | Variable | Fixed |
| LTV (Loan To Value) | 85% for single family detached homes, 80% for condos | 85% for single family detached homes, 80% for condos |
| PMI (private mortgage insurance) | N/A | N/A |
| Closing costs | Low | Low |
| Advances | Purchase or refinance | Purchase or refinance |
Additional Information
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Call the mortgage specialists at Tampa Bay Federal, Jay Kim at (813) 541-4002 or Brandon Dalton at (813) 545-6697 today!
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