Auto Loans

Make your buying experience a very positive one!

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Whether you’re ready for a new car loan or a used car loan, Tampa Bay Federal can help ease the transition.  We recommend getting pre-approved so you can shop with more bargaining power for your payment and price range.

We can also provide loans on the equity you have in your vehicle if you need the cash for new tires or other vehicle maintenance. Ask us about Vehicle Equity Loans.

 

Now! No Payment for 90 Days!**

Get your auto loan with us and not only will you get a great rate and terms, but you won't have a payment for 90 days!

Get Pre-Approved Now 

It's so easy and you have choices! Pick the most convenient one for you.

• Log in to Online Banking and click on Applications
• Call 813.247.4414 ext. 7617
• Visit any branch location

 

Rates as low as 2.49%*

View All Rates

Financing is generally available on automobiles up to nine years old. 

 

.25% Rate Discount for Buying GREEN*

We love green cars! So much so that we're offering a .25% discount on your rate when you finance your qualifying vehicle with us:

• Vehicles with a combined EPA rating of 28 MPG or greater. Visit FuelEconomy.govDISCLAIMER: You are now leaving TampaBayFederal.com. To assist you in accessing information not maintained by Tampa Bay Federal, we link to sites we feel may provide useful information for you, but have no control over the content or privacy of these external sites. User browsing and interaction on any other websites, including websites which have a link to our Website, is subject to that website's own rules and policies. for lists of qualifying vehicles. MPG will be verified using this web site.
• Car model years in the last five years.
• Buy at any dealership.

 

*Annual Percentage Rate (APR) based on term, creditworthiness, and automatic payment. Rate subject to change.

**Subject to credit approval. Restrictions may apply. New loans only. Interest will continue to accrue over the 90 days. Rates and terms subject to change. Limited time offer. 

Auto Buying Service

Experience our new exclusive buying service where local dealerships compete for your business, offering a wide selection of new and pre-owned vehicles priced just for credit union members. Enjoy no-haggle pricing and professional service. Check it out!DISCLAIMER: You are now leaving TampaBayFederal.com. To assist you in accessing information not maintained by Tampa Bay Federal, we link to sites we feel may provide useful information for you, but have no control over the content or privacy of these external sites. User browsing and interaction on any other websites, including websites which have a link to our Website, is subject to that website's own rules and policies.

 

Looking for a Quality Used Vehicle?

Our partner CU Auto BranchDISCLAIMER: You are now leaving TampaBayFederal.com. To assist you in accessing information not maintained by Tampa Bay Federal, we link to sites we feel may provide useful information for you, but have no control over the content or privacy of these external sites. User browsing and interaction on any other websites, including websites which have a link to our Website, is subject to that website's own rules and policies. works closely with Tampa Bay Federal and our members for a no-haggle buying experience. Browse their current vehicle inventory online, visit them at 6311 E. Hillsborough Avenue in Tampa, or call them at 813-249-2886. Tell them Tampa Bay Federal sent you!

For peace of mind, check out these value-added new & used auto loan products:

Mechanical Breakdown, also referred to as Bumper-to-Bumper Extended Warranty Coverage, your vehicle repairs are covered even if it is out of the manufacturer's warranty. You can purchase this coverage for both new and used vehicles through your credit union for less than what the dealers charge for comparable coverage. So, don't hesitate any longer.  

Get an Online Price Quote or Learn MoreDISCLAIMER: You are now leaving TampaBayFederal.com. To assist you in accessing information not maintained by Tampa Bay Federal, we link to sites we feel may provide useful information for you, but have no control over the content or privacy of these external sites. User browsing and interaction on any other websites, including websites which have a link to our Website, is subject to that website's own rules and policies.  

 

GAP (Guaranteed Asset Protection) covers the difference between the vehicle's value and the amount you still owe on your new or used auto loan.  Essentially, GAP protects you, your credit, and your entire investment from substantial loss. 

Learn MoreDISCLAIMER: You are now leaving TampaBayFederal.com. To assist you in accessing information not maintained by Tampa Bay Federal, we link to sites we feel may provide useful information for you, but have no control over the content or privacy of these external sites. User browsing and interaction on any other websites, including websites which have a link to our Website, is subject to that website's own rules and policies.

  

Tools & Resources

Need some guidance before making decision on whether to take 0% dealer financing & rebate vs. financing with Tampa Bay Federal? Watch this short video, Financing Your Car,

then use the calculator below for your individual purchase situation.

 

Check the value of your existing car: NADA

Videos:

Purchasing A Vehicle      Financing Your Car 

Articles:

     Get Plugged In              Hybrid Vehicles   

What my car payments will be:

   Payment Calculator