Click to Return to HomePage


Loan Rates

Effective July 1,2008


New/Current Year Auto
2007-2008 models
(less than 10,000 miles)
"as low as" 5.30%*
Used Auto
2001 and 2006 models
"as low as" 5.30%*
Harley Davidson only
"as low as" 6.00% *
Speciality Motorcycles - Big Dog, American Iron Horse, Victory, Thunder Mountain and Iron Mountain only.
"as low as" 6.90%*
New ATV's/ Four Wheelers
(New title/dealer purchases only.
2005-2006 Models)Used qualify for used motorcycle rates.
"as low as" 7.50%*
New Watercraft "as low as" 7.00%*
Used Watercraft "as low as" 8.00%*
New Motorcycles
(excluding Harley's and Specialty)
"as low as" 7.00%*
Used Motorcycles
(excluding Harley's and Specitalty)
"as low as" 8.00%*
New Recreational Vehicles "as low as" 7.00% *
Used Recreational Vehicles "as low as" 8.00%*
New Mobile Homes "as low as" 10.00% *
Used Mobile Homes "as low as" 11.00%*
Non-Titled Collateral "as low as" 12.00% *
Actual term for autos and other type motor vehicles depends upon the age and amount financed. * The rate is based on your credit score and a 0.15% discount is included in the quoted rate when you sign up for the Automatic Payment Option.
Share Pledge
All share secured loans balloon 12 months from disbursement date.
3.25% Above the highest Share Account Rate at the time of closing
Certificate Secured
(The loan item is matched to the maturity of the certificate.)
2.25% Above the Certificate Rate

Personal Unsecured Loan
(Installment)
Terms up to 60 months. $1,000 minimum loan amount.
"as low as" 18.00%
Signature Line-of-Credit
(Pre-Approved Credit Limits)
$1,000 to $2,500 Credit Limit
(0.038356 % daily periodic rate)
"as low as" 14.00%*
$2,600 to $7,400 Credit Limit
(0.035616% daily periodic rate)
"as low as" 13.00% *
$7,500 and above Credit Limit
( 0.032877% daily periodic rate)
"as low as" 12.00% *
Visa Platinum (Variable Rate)
No Annual Fee
0.013699% daily periodic rate(no annual fee)
"as low as" 5.00%**
Visa Rewards (Variable Rate)
No Annual Fee
0.016438% daily periodic rate(no annual fee)
"as low as" 6.00%**
Business Visa (Variable Rate)
No Annual Fee
0.016438% daily periodic rate(no annual fee)
  6.00%**
**Annual percentage rate. Please see the disclosure mailed to you with your credit card.

Home Loans - please call (813) 247-4414 ext.7601 for current rates.

Loan rates are subject to change. For up-to-date loan rate information, please contact a Membership Service Representative, or call the Loan Rate Line (813) 247-4414. Tampa Bay Federal Credit Union makes loans without regard to race, creed, color, religion, sex, marital status, or national origin. Tampa Bay Federal Credit Union is an EQUAL HOUSING LENDER.