• Premium Checking | Free Access Checking| Smart Start Checking
  
  
  
• PREMIUM Checking
  Looking for a High Yield Checking Account? Premium Checking offers a great rate, plus Nationwide ATM refunds! Check out the Rewards you can earn with Premium Checking below.
  
  If you do not meet the qualifications during the month, don't worry. You will not receive the Rewards for that month, and you will still earn .05% APY* on your entire free checking account balance.
  
  
  • 3.01% APY* paid on the portion of the balance up to $20,000
    
  • 0.25% APY* paid on the portion of the balance above $20,000
    
  • Reimburses up to $25.00 in ATM fees nationwide per month
    
  • All accounts automatically qualify for the first month
    

      Monthly Qualifications to Receive Rewards
      *All qualifications must be met prior to last day of each month-
      Example:  For June by June 29th, for July by July 30th.

• Minimum of 12 debit card Purchases - ATM transactions do not count and;
• 1 Direct Deposit or 1 ACH auto debit and;
• Receive your monthly account statement electronically – Save a Tree!
  

      Other Features

• No minimum balance required
• No monthly service fees
• Free Master Money True Access Debit Card
• Free Online Banking
• Free Bill Pay with just a minimum of 3 bills per month
• Free Electronic Statement
  

*Annual Percentage Yield. Rates subject to change without notice. Fees may reduce earnings on share accounts; and early withdrawal penalties may apply on share certificate accounts.

• No minimum balance required
• Automatic E-Statements
• Free Bill Pay (must make a minimum of 3 payments per month to receive Bill Pay free).
• Free, unlimited ATM service at hundreds of bay area COOP ATM locations (excludes Publix ATMs), and only $1.50 at other locations
• Free, unlimited transactions with your MasterMoney TrueAccess card at over 14 million merchants accepting Visa and MasterCard
• Free, unlimited Touch Tone Teller inquiries and up to 6 free transfers per month

• FREE first box of checks
• FREE Online Banking
• FREE Bill Pay
• FREE E-Statements
• NO Monthly Service Charge on the account until the 22nd birthday
• NO Minimum Balance
• MasterMoney TrueAccess Debit Card
• One “Skip a Fee” Exception
• Payroll Deduction or Direct Deposit
• Unlimited Check Writing
• 24 Hour Account Access Through Touch Tone Teller

Now is the time to start preparing for your future!

*A primary savings account is required for membership at Tampa Bay Federal. Minimum deposit $5.00.

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