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Checking

Premium Checking | Free Access Checking| Smart Start Checking


PREMIUM Checking
Looking for a High Yield Checking Account? Premium Checking offers a great rate, plus Nationwide ATM refunds!* Check out the many rewards for Premium Checking:

  • No minimum balance required
  • No monthly service fees
  • Free MasterMoney TrueAccess Debit Card
  • ATM fee refunds Nationwide*
  • Free Online Banking
  • Free Bill Pay (must make a minimum of 3 payments per month)
  • Free E-Statement

Plus, earn higher dividends simply by meeting these 3 qualifications each month:

  • 12 Debit Card Transactions (within the statement cycle)
  • 1 Direct Deposit or ACH Auto Debit
  • Enroll and receive Electronic Statements

*ATM refund up to $25.00 per statement cycle.


FREE Access Checking
Enjoy a stress FREE checking account with no monthly service fees and no minimum balance requirements. No Stress! Just FREE checking.
  • No minimum balance required
  • Automatic E-Statements
  • Free Bill Pay (must make a minimum of 3 payments per month to receive Bill Pay free).
  • Free, unlimited ATM service at hundreds of bay area Credit Union 24 and COOP ATM locations including Publix, and only $1.50 at other locations
  • Free, unlimited transactions with your MasterMoney TrueAccess card at over 14 million merchants accepting Visa and MasterCard
  • Free, unlimited Touch Tone Teller inquiries and up to 6 free transfers per month
Smart Start Checking
Tampa Bay Federal’s Smart Start Checking Account is customized for members 16-22 years old who are ready to move their spare change from the piggy bank over to an account that offers real benefits!
Deposit only $50 and start receiving these Smart Start Benefits!
  • FREE first box of checks
  • FREE Online Banking
  • FREE Bill Pay
  • FREE E-Statements
  • NO Monthly Service Charge on the account until the 22nd birthday
  • NO Minimum Balance
  • MasterMoney TrueAccess Debit Card
  • One “Skip a Fee” Exception
  • Payroll Deduction or Direct Deposit
  • Unlimited Check Writing
  • 24 Hour Account Access Through Touch Tone Teller

Now is the time to start preparing for your future!

*A primary savings account is required for membership at Tampa Bay Federal. Minimum deposit $5.00.

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