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Credit and Debit Cards

Debit and ATM cards Credit Cards
TrueAccess Debit Card
TrueAccess your account the world over with our MasterMoney TrueAccess card.

It's true convenience of electronic checking. The MasterMoney TrueAccess® card is a plastic check that only looks like a MasterCard credit card. The big difference is when you use your TrueAccess® card the amount of your purchase is withdrawn from your checking account. MasterMoney TrueAccess® is accepted at over 13 million locations around the world, wherever MasterCard and Visa are accepted.

For Lost or Stolen cards call 1-800-472-3272

Enjoy added protection when shopping online with MasterCard SecureCode. Click here for details.


Credit Cards
Looking for the Best Credit Card value in Tampa Bay?
Take the Scenic Route


When you're looking for the best value in a credit card, take the scenic route to Tampa Bay Federal Credit Union! You'll discover value and convenience plus special benefits including our Automatic Payment option, Credit Life, and Disability and Unemployment Insurance.

Visa Platinum with Rewards!
Why not Reward yourself every time you make a purchase with Tampa Bay Federal’s Visa Platinum with Rewards?

For every dollar you spend on your Visa Platinum, you’ll receive a point. Then, you can turn your points in for different gifts including vacation packages! Simply click on the CU Rewards link to see what gifts are available!


Plus, you can take advantage of all the benefits that come with carrying a Visa:

  • Higher credit limits
  • Accepted at over 14 million retail locations world-wide
  • Fast cash at over 100,000 Visa Network ATMs world-wide
  • 25-day grace period for purchases
  • Lower minimum monthly payment - only 2% of the outstanding balance
  • Access to Visa 24 hours a day through the Visa Assistance Center 1-800-VISA-911
  • Access card activity through T-Bay at www.tampabayfederal.com
  • Enhanced services including:
    - Travel accident insurance
    - Auto rental insurance
    - Purchase security and extended protection program
    - Emergency ticket replacement


Visa Platinum
More precious than gold. More valued than silver. The Platinum Visa has come to Tampa Bay Federal. Only our new Platinum Visa can offer the highest available credit limit at the lowest possible rate. Plus, you can take advantage of all the benefits that come with carrying a Visa.

  • Higher credit limits
  • Accepted at over 14 million retail locations world-wide
  • Fast cash at over 100,000 Visa Network ATMs world-wide
  • 25-day grace period for purchases
  • Lower minimum monthly payment - only 2% of the outstanding balance
  • Access to Visa 24 hours a day through the Visa Assistance Center 1-800-VISA-911
  • Access card activity through T-Bay at www.tampabayfederal.com
  • Enhanced services including:
    - Travel accident insurance
    - Auto rental insurance
    - Purchase security and extended protection program
    - Emergency ticket replacement

Credit Card Rates
You can apply through our secure T-Bay Home Banking Site or through our 24 hour loan service center at (813) 247-4414. Applications are also accepted at all 6 locations.

Click here to contact the Credit Card Department.

Visa Gift Card

Give the Perfect Gift! The Tampa Bay Federal Visa gift card lets you give great gifts quickly and easily. It's simple!

Convenient – The Tampa Bay Federal Gift Card is a unique and convenient gift for everyone on your list. The cards can be used everywhere a Visa Debit card is accepted-that's more than 2 million stores worldwide! This is one gift that will always be appreciated and it will never be the wrong size or color!

Personal – The Tampa Bay Federal Gift Card can accommodate a personalized message that will be embossed on the card along with the recipient's name. This provides a personal touch you will not find on many "fill in the blank" gift certificates.

Flexible – The Tampa Bay Federal Gift Card is more than just a great gift idea. It can also be used for students going off to college, traveling, birthdays, graduations, weddings or just about any occasion.

Secure – Unlike Checks, if the Tampa Bay Federal Visa Gift Card is lost or stolen, it can be replaced for the unspent amount.

Click here to send a personalized VISA Gift Card from Tampa Bay Federal today!