You can count on Tampa Bay Federal to have competitive rates on new and used car loans! We recommend getting pre-approved so you can shop with more bargaining power within your price range.

If you're not interested in bargaining yourself for the best deal on your next new or used auto, try speaking to our Auto Advisor Service Representative for pre-negotiated pricing on new or used cars. Computer printouts of MSRP and Dealer Invoice Pricing are available for members who are pre-approved.

Financing is generally available on automobiles up to 7 years old. And in some cases, we can even finance older, low-mileage cars too. Be sure to ask your Membership Service Representative about our Extended Warranty Plan and GAP for new and used autos.

Loan Rates

You can apply through our secure T-Bay Home Banking site or by calling (813) 247-4414 available 24 hours a day. Applications are also accepted at all 7 branch locations.

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